Flexible Installment Payment Options with Klarna, Oney, and PayPal

INSTALLMENT PAYMENT

At Lumitop, we offer installment payment options to enrich your shopping experience and provide the flexibility you need. Take advantage of our partnerships with Klarna and PayPal to spread the cost of your purchases over several installments, without any additional fees.

Pay in 3x or 4x without fees with Oney
    •    Eligible amount: from €100 to €3,000

How does it work?
    1.    Select Oney at checkout: Choose “Pay in 3x without fees” or “Pay in 4x without fees” during your purchase.
    2.    Payment validation: Complete the required information in the Oney window.
    3.    Payment schedule:
    •    3x without fees: First payment on the order date, followed by two monthly installments.
    •    4x without fees: First payment on the order date, followed by three monthly installments.

Flexible Payments with Klarna

Eligible amounts: from €35 to €4,000.

Payment in 3 installments without fees: Available for purchases from €35 to €4,000. The amount of your purchase is divided into three equal installments. The first installment is made at the time of order, followed by two additional installments automatically deducted after 30 and 60 days.

Validation process:

Flexible Payments with Klarna: After selecting this option, a Klarna window opens to initiate the verification process.
Phone Number Verification: Enter your number and validate it to receive a verification code.
6-Digit Code: Enter the code received via SMS to confirm your number.
Email Verification: Follow the instructions in the verification email received to confirm your email address.
Continue: Click "Continue" to finalize your transaction.

Flexible Payment Options

Monthly Financing: Opt for our monthly financing option, suited to your budget.
Pay Now: Settle the full amount of your purchase immediately.
Buy Now, Pay Later: Enjoy the option to buy now and pay later without additional costs.
Payment in 4 Installments with PayPal: Spread the cost of your purchase into four equal installments, without additional fees, for eligible purchases with PayPal.

How does it work?

At the time of payment: Select the payment option that suits you.
Validation: Follow the instructions to complete your transaction.
Payment Schedule: The installments will be automatically deducted according to the chosen plan.

Support and Assistance:

If you have any questions about the installment payments, please contact Klarna or PayPal's customer service directly. For additional support, our customer service is also available to help you make the most of your flexible payment options.