INSTALLMENT PAYMENT

To offer you more flexibility in your purchases, we provide installment payment options for certain orders. Take advantage of the flexibility of our installment payments, available for purchases from €100 up to an amount of €3,000.

  • Payment in 3x installments WITHOUT FEES from €100 up to purchases of €3,000
  • Payment in 4x installments WITHOUT FEES from €100 up to purchases of €3,000

These installment payment terms allow you to spread the cost of your purchase over several equal payments.


THE TIMELINE

  • 1st deadline, the day of the order
  • 2nd deadline, 30 days after the order
  • 3rd deadline, 60 days after the order
  • 4th deadline, 90 days after the order


New Terms and Conditions 3x 4x Web:

Payment for your order in 3 or 4 installments by credit card from €100 purchase value up to €3000 with Oney Bank. Our partner Oney Bank offers you a financing solution called 3x 4x Oney, which allows you to pay for your purchases from €100 to €3000 in 3 or 4 installments with your credit card.

Terms and Conditions: This offer is intended for individuals (legal adults) residing in France and holding a Visa or MasterCard credit card with a validity period extending beyond the chosen financing duration. Cards with systematic authorization, especially of the Electron, Maestro, Nickel types, as well as e-cards, Indigo cards, and American Express cards, are not accepted.

Subscription Process: After completing your order, simply click on the "Payment in 3x 4x Oney by credit card" button. You will then be redirected to our partner's 3x 4x Oney website, displaying a detailed summary of your order and a personalized financing request that you must confirm. You enter your personal information or, if you already have a 3x 4x Oney account, you log in using the login credentials associated with your 3x 4x Oney account. You become aware of the installment payment terms you wish to subscribe to, which are provided to you in PDF format so that you can read, print, and save them before accepting. You then notify your electronic acceptance by checking the corresponding box. You acknowledge that the "double-click" function associated with checking the box to acknowledge the terms and conditions constitutes consent to contract and represents an irrevocable and unconditional acceptance of the product's terms and conditions. Unless proven otherwise, the data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank. If you request a financing solution offered by Oney Bank, the information related to your order will be transmitted to Oney Bank, which will use it for the purpose of reviewing, processing, and repaying the credit. Oney Bank reserves the right to accept or decline your request for 3x 4x Oney financing. You have a withdrawal period of 14 days to cancel your credit.

Operation: Payment in 3 or 4 installments by credit card allows you to pay for your order on our online trading platform as follows:

  • A mandatory down payment, debited on the day of confirmation of the shipment of your order;
  • two or three installments, each corresponding to a third or a quarter of the order, debited at 30 and 60 days for 3 times and at 30, 60, and 90 days for 4 times, each of which includes fees of 1.61% of the total order amount for 3 times and 2.40% for 4 times (up to a maximum of €25 for a 3-time payment and a maximum of €50 for a 4-time payment).

Payment in 3 installments from €100 purchase value up to €3000 Example: For a purchase of €150, a down payment of €52.42, then 2 installments of €50 each. Credit term of 2 months at a fixed annual percentage rate (APR) of 21.63%. Financing cost: €2.42, limited to a maximum of €25.

Payment in 4 installments from €100 purchase value up to €3000 Example: For a purchase of €400, a down payment of €109.60, then 3 installments of €100 each. Credit for 3 months at a fixed APR of 21.61%. Financing cost: €9.60, limited to a maximum of €50.

Special Conditions for Limited-Time Promotions: For payment in 3 installments without fees: The financing cost is 0% of the total order amount. Example for a purchase of €150, a down payment of €50, and then 2 installments of €50 each. Credit term of 2 months at a fixed APR of 0%. Financing cost: €0. For payment in 4 installments without fees: The financing cost is 0% of the total order amount. Example for a purchase of €400, a down payment of €100, followed by 3 installments of €100 each. Credit term of 3 months at a fixed APR of 0%. Financing cost: €0.

Oney Bank - SA with a capital of €51,286,585 - Registered office: 34 Avenue de Flandre 59170 CROIX - RCS Lille Metropole 546 380 197 - Orias number: 07 023 261 - www.orias.fr - Correspondence: CS 60006 - 59895 Lille Cedex 9 - www.oney.fr

https://www.payplug.com/hubfs/payplug-oney/cgv.pdf