Secure Payments and Payment Methods

SECURE PAYMENTS

To ensure secure online payments, LUMITOP has chosen PAYPLUG, offering maximum security for your transactions. We assure you the safety and confidentiality of all personal data collected during your payment process.

MEANS OF PAYMENT

We have set up several payment methods to support you in your purchases in our online store.

PAYMENT BY CREDIT CARD

	French CB "blue card" cards
	Maestro, Eurocard and Mastercard bank cards
	VISA bank cards

FRACTIONAL PAYMENT

To offer you the utmost flexibility and convenience in your shopping, Lumitop partners with Klarna and PayPal, the leaders in installment payments. These options allow you to spread the cost of your purchases over several installments, without any additional fees.

Pay in 3x or 4x without fees with Oney
    •    Eligible amount: from €100 to €3,000

How does it work?
    1.    Select Oney at checkout: Choose “Pay in 3x without fees” or “Pay in 4x without fees” during your purchase.
    2.    Payment validation: Complete the required information in the Oney window.
    3.    Payment schedule:
    •    3x without fees: First payment on the order date, followed by two monthly installments.
    •    4x without fees: First payment on the order date, followed by three monthly installments.

Pay in 3 or 4 installments with Klarna

Eligible amount: from 35 € to 4,000 €.
How it works:
1. Select Klarna at checkout: Choose the "Pay in 3 installments without fees" or "Pay in 4 installments without fees" option when making your purchase.
2. Payment confirmation: Fill in the required information in the Klarna popup.
3. Payment schedule:
  - First installment: Paid at the time of the order.
  - Subsequent installments: Spread out over 30 and 60 days (and 90 days for the payment in 4 installments).

Pay in 4 installments with PayPal

Eligible amount: from 30 € to 2,000 €.
Conditions: Available for users who have a PayPal account.
How it works:
1. Choose PayPal at checkout: Opt for the "Pay in 4 installments" option during your purchase.
2. Payment confirmation: Follow the instructions to complete your transaction with PayPal.
3. Payment schedule: The installments are automatically deducted from your account every 30 days.

Benefits:

Simplicity and security: Easily track your payments through the Klarna or PayPal app.
Flexibility: No interest or additional fees, just spread the cost of your purchases.

Requirements for Klarna:

Minimum age of 18 years.
Valid telephone number and email address.
Residential address in France.
French bank account and valid credit or debit card.

In case of a return:

Adjustments will be made to future debits depending on the amount returned.

For more information on payment terms, please visit the installment payments page or directly contact Klarna’s customer service through their website.

PAYMENT BY BANK TRANSFER

The transfer details will be communicated to you when placing your order.
The processing being longer (3-5 working days), your order will be taken into account only upon receipt of the transfer.

PAYMENT BY PAYPAL

Pay for your order with your Paypal account

Pay your order by card via Paypal

PAYMENTS WITH APPLE PAY

At LUMITOP, we understand the importance of simplicity and convenience when it comes to your online purchases. That's why we offer you Apple Pay, a fast and secure payment method specially designed for Apple device users.

To use Apple Pay with LUMITOP, follow these simple steps:

Add Your Card: Register your payment card in the Apple Wallet app on your iPhone, iPad, or Apple Watch. You can also use cards already saved in your iTunes account.
Select Apple Pay: When you're ready to complete your purchase on our e-commerce site, choose Apple Pay as your payment method.
Easy Authentication: Use Touch ID, Face ID, or your security code to confirm the transaction. It's quick, secure, and doesn't require manually entering your card information.

Please note that to use Apple Pay, you must be connected with a compatible Apple device and use the Safari browser.

That's it! Your payment is made, and you'll receive an order confirmation. No need to fill out payment forms or enter sensitive data.

Please note that these steps are to be followed only if you haven't set up Apple Pay yet. If you already have Apple Pay configured, you can simply select this payment option when finalizing your order on our e-commerce site and confirm the transaction.

PAYMENTS WITH SATISPAY

We are pleased to offer you Satispay, a fast and convenient payment solution.

To use Satispay with LUMITOP, follow these simple steps:

Download the App: Start by downloading the Satispay app on your smartphone from the App Store or Google Play, depending on your device.
Sign Up and Add Your Payment Method: Create a Satispay account by following the app's instructions. Register your payment method, whether it's a credit card or a linked bank account.
Select Satispay at Checkout: When making a purchase on our site, choose the Satispay payment option.
Confirm the Payment: Open the Satispay app, confirm the transaction amount, and validate the payment with ease.

That's it! Your payment is processed, and you'll receive an order confirmation. No need to manually enter your card information, and the security of your payments is ensured.

Please note that these steps are to be followed only if you don't already have a Satispay account. If you already have a Satispay account, you can simply select this payment option when finalizing your order and confirm the transaction.

PAYMENT BY GIROPAY:

Giropay is a highly popular online payment method in Germany, available for purchases on our website. To use Giropay, simply select this payment option when finalizing your order. You will then be redirected to the Giropay payment page, where you can choose your German bank and log in to your online banking account to confirm the transaction. Giropay offers a fast and secure payment experience for our customers in Germany.

PAYMENT BY iDEAL:

iDEAL is a commonly used payment method in the Netherlands, also available on our website. When you are ready to complete your purchase, choose iDEAL as the payment option. You will be redirected to the iDEAL payment page, where you can select your Dutch bank and log in to your online account to authorize the transaction. iDEAL simplifies the payment process for our Dutch customers.

PAYMENT BY MYBANK:

MyBank is an online payment solution accepted in several European countries, including our website. When making a purchase, choose MyBank as the payment method. You will be directed to the MyBank platform, where you can select your European bank and log in to your online banking account to validate the transaction. MyBank offers a unified European payment experience.

PAYMENT BY SOFORT:

Sofort is a widely used real-time payment method in Germany and Europe. To use it on our website, select Sofort as the payment option when placing your order. You will be redirected to the Sofort payment page, where you can choose your bank and log in to your online banking account to confirm the transaction. Sofort simplifies online payments for our German and European customers.

PAYMENT BY AMERICAN EXPRESS (AMEX):

You can use your American Express card (Amex) to make payments on our website. When completing your order, choose American Express as the payment method and enter your Amex card details. Your payment will be securely processed.

PAYMENT BY BANCONTACT:

Bancontact is a common payment method in Belgium, available on our website. When making a purchase, select Bancontact as the payment option. You will be redirected to the Bancontact payment page, where you can use your Bancontact card or mobile app to validate the transaction. Bancontact facilitates online payments for our Belgian customers.

By offering these diverse payment options, we provide our customers with the flexibility to conveniently and securely make their online purchases, regardless of their geographical location.

PAYMENT IN OTHER CURRENCIES:

At LUMITOP, we are pleased to accept multiple currencies to make your shopping experience even more accessible. If you prefer to make your purchases in CHF (Swiss Francs), DKK (Danish Krone), GBP (British Pounds), SEK (Swedish Kronor), or USD (US Dollars), you can do so with ease. Payment for these currencies can be made either through PayPal, a recognized online payment method known for its security and convenience, or by bank transfer. We are committed to providing you with flexible payment options to meet your needs, regardless of the currency in which you wish to make your purchase.

How to select the currency?

To choose your preferred currency during your shopping experience, follow these simple steps:

On a computer, you will find a dropdown menu at the top left of the page, next to the language selection, where you can choose the desired currency.
On a mobile phone or tablet, tap on the menu icon (this icon consists of three horizontal stacked lines and resembles a hamburger) at the top left of the screen. After tapping on it, the dropdown menu will appear, allowing you to select your preferred currency.

With this user-friendly feature, you can make your purchases in the currency that suits you best among the available options: CHF, DKK, GBP, SEK, USD, and many more.

3DSecure

In order to strengthen the security of your payments, LUMITOP has joined the new 3DSecure version.
3DSecure has been designed by international issuers VISA and MASTERCARD to guarantee security
of your payments and avoid fraudulent credit card payments on websites.

STEP 1

In the order payment area, you must enter:

Your card number

The validity date thereof

The verification code (the visual cryptogram: 3 digits on the back of the card)

2ND STEP

You are then redirected to a page of your banking institution to confirm your identity,
with authentication process implemented by it.

It could be :

A one-time code communicated by SMS to your mobile phone

A combination of single-use codes from an encrypted grid of (personal keys)

A code issued by an electronic box system provided to the card holder

A password that you have chosen

A fingerprint

When authentication is confirmed by your bank, payment is authorized and the transaction is finalized.

ORDER WITH EASE USING A GUEST ACCOUNT

At Lumitop, we are committed to providing you with a smooth and enjoyable online shopping experience. For your convenience, we offer the option to order as a guest. This feature allows you to make purchases without the need to create an account, thus simplifying the payment process. Enjoy our selection of indoor and outdoor lighting with ease. Select, pay, and your order will be on its way to you, hassle-free. At Lumitop, your satisfaction is our priority.

If you encounter difficulties in validating your purchase on LUMITOP,
it could be that your mobile phone number is not up to date with your bank,
or that you entered incorrectly a code or an identifier which was requested of you.

For any additional questions relating to the 3DSecure system,
LUMITOP invites you to get closer to your banking establishment or to contact us:

By email: contact@lumitop.com
By phone: +33 (0) 3 69 81 49 43